We’ve all been there. You join friends for dinner at a pricey restaurant. They order steaks while you stick with the cheaper salad, then cringe when you all split the bill. If you can’t afford the restaurant or vacation with the girls, then say so. They won’t care. And you’ll save yourself the painful position of maxing out your credit cards.
Look for deals. They're in your mailbox, your favorite stores, and online—but if you're not looking for them, coupons and deals are easy to miss. Between the "junk" mail I usually throw out without looking at, my local paper, and email offers, I had coupons for everything from grocery shopping and restaurants to haircuts and car tune-ups.
Log on to save—check out four websites that can save you money.