Are you embarrassed or afraid to discuss purchases with anyone? Closet spending is a lot like closet eating—symbolic of a deeper problem. You may be using money as a tool to preserve control over the relationship. You may be out of control and hiding the reality. It may be worth speaking to a professional about the problem.
We’ve all been there. You join friends for dinner at a pricey restaurant. They order steaks while you stick with the cheaper salad, then cringe when you all split the bill. If you can’t afford the restaurant or vacation with the girls, then say so. They won’t care. And you’ll save yourself the painful position of maxing out your credit cards.