Riza Cruz

Riza Cruz

Riza Cruz is the executive editor of Marie Claire, and covers personal finance for MarieClaire.com.

Successful young businesswoman looking away with confidence standing against urban cityscape
So, How Much Money Should I Have Saved by the Time I'm 30?

It's a marathon, not a sprint.

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Your No-Bullsh*t Guide to Your Emergency Fund

Peace of mind comes with a price.

Young woman with purse in the street
Should I Pay Off My Mortgage Early?

The answer is complicated.

Should You Open a Roth IRA or a 401K?

Where to stash your cash.

"You Physically Cannot Get Out of Bed": Ally Hilfiger Opens Up About Her Battle with Lyme Disease

Ally Hilfiger's hellish journey to a Lyme Disease diagnosis

Freedom Fighter
How did she make it?