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May 9, 2011

How Financially Savvy Are You?

Living in the wake of one of the worst financial crises to hit Wall Street has made discussing money matters important. But talking good finances and practicing them are two very different things. Find out where you score on the credit smarts scale.

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1. When making your monthly credit card payment, you...
Pay it off, or at least take care of a large chunk of my balance and carry over just a small amount.
Make the minimum payment.
Sometimes pay the minimum, sometimes more, but every once in a while forget to pay on time and end up getting charged a late fee.
Wait, you have to make monthly payments?
2. How much credit card debt does the average American have?
Roughly $8,500.
Between $6,000 and $10,000.
I have no idea how much debt the average American has, but I have a ton.
Maybe $20,000? But hey, that's what credit cards are for.

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