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    1. Fashion

    This Is My No-Fail Outfit Recipe For Looking Put-Together When I'm Feeling Cold and Lazy

    Thank me later.

    Bella Gerard's avatar
    By Bella Gerard
    Published 30 December 2025 In Buying Guides

    When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works.

    Bella Gerard wearing matching sets
    (Image credit: Bella Gerard)
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    There are days when getting dressed exhilarates me, and there are days I absolutely dread it. This is directly correlated with how cold it is outside: I love the possibilities that winter fashion presents, but most days, I can barely be bothered to leave the house, much less turn a look.

    Still, getting dressed is a major part of my job. So, I’ve developed a no-fail outfit recipe that has me looking and feeling put-together, whether I’m working from home, out and about, or making a rare five-minute appearance at a holiday party. (I’m a Home By Nine kind of girl, if you couldn’t tell.) Forget stiff jeans and layers of sweaters warm enough to justify needing only a light jacket—my ultimate winter outfit recipe is a matching set and a long coat.

    A good set takes virtually zero brain power or effort, but, when accessorized properly, really fools those around you into thinking you Got Dressed. And 99% of the time, the coat is the outfit, anyway! I know, it’s not too groundbreaking, but I promise it’s saved me on more occasions than I can count. Swap your usual loungewear for matching moments, and ensure your coat collection is strong, and you’ll never have to worry about throwing together a great look again. Well, at least until spring.

    Allow me to share with you some examples, straight from a week of mirror selfies.

    Bella Gerard wearing a matching set

    (Image credit: Bella Gerard)

    A cashmere set has been my absolute go-to on days when I know I’ll be bouncing between tasks at home and errands out. On this day, I was in Wrapping Presents Lockdown, and only left my apartment to restock on more wrapping paper and grab lunch with a friend. (BTW, I’m really into these faux fur slippers I got at H&M.) It didn’t make sense to change out of my trusty chocolate brown Tuckernuck sweater and pant set—which is so good, I own it in navy, too—so a good coat and a bit of styling was the solution to making the look real-world appropriate.

    Tuckernuck Chocolate Cashmere Bodie Boyfriend Crewneck

    Tuckernuck
    Chocolate Cashmere Bodie Boyfriend Crewneck
    $228
    SHOP NOW

    Tuckernuck Chocolate Cashmere Jane Pant

    Tuckernuck
    Chocolate Cashmere Jane Pant
    $198
    SHOP NOW

    Everlane Funnel-Neck Cropped Sweater in Wool Cashmere

    Everlane
    Funnel-Neck Cropped Sweater in Wool Cashmere
    $178
    SHOP NOW

    Everlane Straight-Leg Pant in Wool Cashmere

    Everlane
    Straight-Leg Pant in Wool Cashmere
    $248
    SHOP NOW

    Le Bop Cable Knit Hoodie

    Le Bop
    Cable Knit Hoodie
    $198
    SHOP NOW

    Le Bop Cable Knit Joggers

    Le Bop
    Cable Knit Joggers
    $198
    SHOP NOW

    Abercrombie & Fitch Long-Sleeve Cozy Lounge Knit Tee

    Abercrombie & Fitch
    Long-Sleeve Cozy Lounge Knit Tee
    $35
    SHOP NOW

    Abercrombie & Fitch Lounge Brushed Wide Leg Sweatpant

    Abercrombie & Fitch
    Lounge Brushed Wide Leg Sweatpant
    $55
    SHOP NOW

    Reformation Reed Cashmere Hoodie

    Reformation
    Reed Cashmere Hoodie
    $248
    SHOP NOW

    Reformation Lyle Cashmere Pants

    Reformation
    Lyle Cashmere Pants
    $268
    SHOP NOW

    Bella Gerard wearing a matching set

    (Image credit: Bella Gerard)

    I threw on my J. Crew coat with a cute shearling hat (mine’s old, but I just ordered this one from H&M) and classic Ugg boots. Typically, I’d reserve my faux fur for evening affairs, but it ended up meshing perfectly with the soft textures of my cashmere set and cozy accessories. I even got compliments at lunch!

    J.Crew Faux-Fur Coat

    J.Crew
    Faux-Fur Coat
    $450
    SHOP NOW

    Azalea Wang Bcardi Faux Fur Coat

    Azalea Wang
    Bcardi Faux Fur Coat
    $209
    SHOP NOW

    LOBA Luciana Faux Fur Maxi Coat

    LOBA
    Luciana Faux Fur Maxi Coat
    $390
    SHOP NOW

    Gap Faux Fur Coat

    Gap
    Faux Fur Coat
    $268
    SHOP NOW

    Bella Gerard wearing a matching set

    (Image credit: Bella Gerard)

    On a day that leans more public-facing, I’ll upgrade from a comfy set to coordinated separates that give the same vibes, but in more elevated materials. (Pro tip: Sort by color when you’re scrolling a retailer’s site, and unintentional matching sets will be revealed to you instantly.)

    When I knew I’d be shifting from Work Mode to Holiday Party Mode without much time to get ready, I spent the day in the most gorgeous baby blue polo sweater with matching blue satin pants from Vince. (BTW, these perfect pants come in every color under the sun, so you can probably get them to style with a sweater you already own. I recommend going one size down.) This felt just as comfortable as a sweat set, but was infinitely easier to dress up when it was time to go out.

    Vince Wool & Cashmere-Blend Oversized Polo Sweater

    Vince
    Wool & Cashmere-Blend Oversized Polo Sweater
    $498
    SHOP NOW

    Vince Fluid Satin Bias Pant

    Vince
    Fluid Satin Bias Pant
    $368
    SHOP NOW

    Wilfred Martini Satin Halter Blouse

    Wilfred
    Martini Satin Halter Blouse
    $88
    SHOP NOW

    Wilfred Slip Satin Maxi Skirt

    Wilfred
    Slip Satin Maxi Skirt
    $98
    SHOP NOW

    By Anthropologie Long-Sleeve Boatneck Tinsel Sweater

    By Anthropologie
    Long-Sleeve Boatneck Tinsel Sweater
    $128
    SHOP NOW

    Maeve Liquid Shine Party Pull-On Pants

    Maeve
    Liquid Shine Party Pull-On Pants
    $138
    SHOP NOW

    Madewell lace-trim cami top

    Madewell
    Lace-Trim Cami Top
    $98
    SHOP NOW

    Madewell The Easy Pull-On Pant in Satin

    Madewell
    The Easy Pull-On Pant in Satin
    $98
    SHOP NOW

    Halogen Turtleneck Sweater & Satin Slipdress Set

    Halogen
    Turtleneck Sweater & Satin Slipdress Set
    $119
    SHOP NOW

    Ownley Ricky Set

    Ownley
    Ricky Set
    $278
    SHOP NOW

    Bella Gerard wearing a matching set

    (Image credit: Bella Gerard)

    My coat of choice for this type of set is a more structured wool situation, and I went with chocolate brown to play on the blue. Mine is old from Banana Republic, but the brand has an incredible selection to choose fromright now. Paired with a statement handbag, some chunky earrings and a good ol’ slickback, the look was totally transformed and party-ready.

    Banana Republic Double-Faced Top Coat

    Banana Republic
    Double-Faced Top Coat
    $350
    SHOP NOW

    Polo Ralph Lauren Double-Faced Wool Coat

    Polo Ralph Lauren
    Double-Faced Wool Coat
    $698
    SHOP NOW

    Eloquii Textured Long Coat

    Eloquii
    Textured Long Coat
    $230
    SHOP NOW

    Cos Oversized Double-Breasted Wool Long Coat

    Cos
    Oversized Double-Breasted Wool Long Coat
    $449
    SHOP NOW

    Marie Claire Newsletter

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    Bella Gerard
    Bella Gerard
    Social Links Navigation
    Contributing Editor

    Bella Gerard is a NYC-based fashion editor, style writer, and content creator. She's the author of the Substack newsletter B List, and frequently contributes to publications including InStyle, Bustle, Byrdie, Fashionista, and others.

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