To get the votes they need in the House, republicans are getting rid of pretty much all insurance requirements.
Because that makes sense.
Donald Trump's replacement for Obamacare has been called "dead on arrival" by countless congressmen and analysts. Now, House Republicans are making a last-ditch attempt to save the bill by making it even worse.
The White House is reportedly hoping to woo hardline Republicans by stripping away requirements that insurance provide essential health benefits.
Pregnancy, maternity, and newborn care
Pediatric services, including oral and vision care for children
Prescription drugs
Outpatient care without a hospital admission
Emergency services
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Hospitalization
Mental health and substance use disorder services
Rehabilitative services
Laboratory services
Preventive care, wellness services, and chronic disease management
...so, everything.
These changes would devastate the poor, the sick, and the elderly. Right now, the way health insurance works is that the high costs of treating chronic illnesses or paying for maternity care are spread out among both healthy and unhealthy people.
Some of the most conservative Republicans in Congress want that to end. They would prefer a system where people buy exactly what insurance they need. Basically, no men or women past childbearing age would purchase maternity care insurance. That would make the cost of insurance cheaper for people who have no intention to have a baby, but the cost for anyone who does would skyrocket.
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This is important, because despite what some Republicans are saying, this type of insurance plan does not make healthcare cheaper. It just redistributes the costs. Basically, it would make it cheaper for young, healthy people... but only if they stay young and healthy. Meanwhile, women who plan to have children, old people, chronically sick people, people who need rehabilitative services and children would all suffer huge increases in what they pay.
It's unlikely this updated version of the law would pass the Senate, where Republicans hold a much more narrow lead than they do in the House. But if it does, it's the poor and sick who will pay the price.
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