How to Afford a Post-Pandemic Getaway

We break down one reader's travel spending plan.

beach vacation
(Image credit: Matteo Colombo)

After the year we’ve had, we all need a vacation. Pronto. With vaccines becoming more widely available in the U.S. and abroad, the global tourism industry (which lost an estimated $1.3 trillion in 2020, according to the World Tourism Organization) is finally on the mend. Victoria, a 26-year-old e-commerce manager and the founder of travel and lifestyle blog At Your Leisure NYC, is plotting her summer escape from concrete-covered Manhattan to somewhere a little more lush. Mindy Yu, director of investments at personal-finance app Stash, and Patricia Johnson, trip designer at Reco, a travel concierge service by Tripadvisor, share tips for helping Victoria make her PTO pay off so she won’t have to pay up.

Victoria's Financial Snapshot:

Annual Salary: $65,000
Monthly Take-Home Pay: 
Average MonthlyExpenses:
 $3,050 (including rent)
Annual Travel Budget:
Allocated for small, sporadic weekend trips and two larger vacations a year.

Budget for This Trip:
Victoria is hoping to visit some-where tropical, like Tulum, Mexico, for a long weekend. When she travels, she prefers to spend her money on experiences and local food; she can live without luxury accommodations and seats in first class.

Cliché but true. According to Victoria, spending on life experiences and creating meaningful memories mean traveling has an ROI that can’t be quantified. For her, wanderlust is a worthwhile investment.

Pick the Right Spot ...

Tulum, Mexico, might not be the best destination for Victoria; since it’s a trendy luxury location, hotels can cost more than $500 a night. Instead, she should try Belize, a country on the Caribbean coast of Central America that is generally more cost friendly. Even better: With a population of just 390,000, the second largest reef system in the world, and more than 200 islands to explore, Belize is the perfect place to relax (or snorkel) socially distanced. —P.J.

... And Right Time to Go

During shoulder season (the time between peak and off-season at any given destination), you’ll get a better deal—plus, it will feel less touristy. For Belize, that means late spring to early summer. You can have the Mayan ruins (like Caracol, one of the most famous ancient archaeological sites, hidden inside the Chiquibul Forest) all to yourself. —P.J.

Avoid Holiday Weekends

Holiday weekends are often the most expensive time to fly and book hotels. If you have unused vacation time at work, travel during the week, which can reduce costs. You’ll snag flight deals if you travel on a Tuesday or Wednesday, historically the cheapest days to fly, over Sunday, the most expensive. —M.Y.

Build a Vacation Fund

Divide the expected cost of your trip by the number of months you have before leaving to figure out how much money you’ll need to save. This may mean dialing back on your discretionary spending leading up to your trip. The first costs I’d cut are unused subscriptions. —M.Y.

Or Get Your Trip for Free

Well, kind of. Consider getting a credit card that earns you points that can go toward airline miles or your favorite hotel chain. By using it regularly, you may end up flying or lodging for free. —M.Y.

Enjoy Local Activities

Yes, sunning yourself on the beach is a bargain at $0, but a place like Belize offers low-cost, high-fun activities too. For example: In Ambergris Caye you can book a food tour for as low as $45. (The islands generally accept U.S. dollars.) For the same price, spend a half day at Hol Chan Marine Reserve and Shark Ray Alley, a reef and local wildlife area, where you can kayak along the coast. Inexpensive yet memorable. —P.J.

This story appears in the Summer 2021 issue of Marie Claire.


road trip

(Image credit: Jon Feingersh Photography Inc)
Megan DiTrolio

Megan DiTrolio is the editor of features and special projects at Marie Claire, where she oversees all career coverage and writes and edits stories on women’s issues, politics, cultural trends, and more. In addition to editing feature stories, she programs Marie Claire’s annual Power Trip conference and Marie Claire’s Getting Down To Business Instagram Live franchise.