Financial expert Elle Kaplan, CEO of LexION Capital Management, offers advice on avoiding your own fiscal cliff.
Your Status: You're adjusting to independent adulthood just as you start having to fork over loan payments each month.
Your Action Plan: Take inventory of your loans and focus on those with the highest interest rates. Set up auto-transfers.
Your Budget: Track where your money goes. Learn the difference between needs and wants. Avoid credit cards at all costs.
Your Status: You've been promoted or moved on to your second job and want to take your finances to the next level.
Your Action Plan: Assess your progress and ask yourself: What changes can I make to generate extra income to put toward my debt?
Your Budget: Use the 50-20-30 plan: 50% of each paycheck goes to bills and needs, 20% to savings, and 30% to fun.
Your Status: You feel more financially free than a decade ago but are confronting a whole new set of goals and priorities.
Your Action Plan: Plan for the future. Ask yourself what you want in the next year, and in the next decade, and plan accordingly.
Your Budget: Cut back on lifestyle creep—are dinners that were once a treat now routine? See what you can eliminate.
YOUR STUDENT DEBT RELIEF CENTER:
These Sites Help You With Your Student Debt
Help on the Web: Your Representatives Can Help You
This Senator Is Fighting for Student-Loan Reform
Are Recession Proof Degrees Really Worth the Six-Figure Debt?
Till Debt Do Us Part: His Student Loans Are Now Yours
Stay In The Know
Marie Claire email subscribers get intel on fashion and beauty trends, hot-off-the-press celebrity news, and more. Sign up here.
What Are Uggs Doing at Fashion Week?
Against the odds, the shoe has made it all the way to the runway.
By Halie LeSavage
Barbiecore Is No More
Spring 2024's biggest color trends leave saturated pink behind.
By Emma Childs
32 Underrated Movies Worth Watching
Don't overlook these low-key classics.
By Katherine J. Igoe
Peloton’s Selena Samuela on Turning Tragedy Into Strength
Before becoming a powerhouse cycling instructor, Selena Samuela was an immigrant trying to adjust to new environments and new versions of herself.
By Emily Tisch Sussman
This Mutual Fund Firm Is Helping to Create a More Sustainable Future
Amy Domini and her firm, Domini Impact Investments LLC, are inspiring a greater and greener world—one investor at a time.
Power Players Build on Success
"The New Normal" left some brands stronger than ever. We asked then what lies ahead.
By Maria Ricapito
Don't Stress! You Can Get in Good Shape Money-wise
Yes, maybe you eat paleo and have mastered crow pose, but do you practice financial wellness?
By Sallie Krawcheck
The Book Club Revolution
Lots of women are voracious readers. Other women are capitalizing on that.
By Lily Herman
The Future of Women and Work
The pandemic has completely upended how we do our jobs. This is Marie Claire's guide to navigating your career in a COVID-19 world.
By Megan DiTrolio
Black-Owned Coworking Spaces Are Providing a Safe Haven for POC
For people of color, many of whom prefer to WFH, inclusive coworking spaces don't just offer a place to work—they cultivate community.
By Megan DiTrolio
Where Did All My Work Friends Go?
The pandemic has forced our work friendships to evolve. Will they ever be the same?
By Rachel Epstein