The 10 Best Moisturizers With SPF to Amp Up Your Sun Protection

It’s all about the layering.

the best spf moisturizers collage
(Image credit: Brittany Holloway-Brown/Future)

I have waxed poetic about the best sunscreen products time and again. I suppose an undying love for UVA and UVB protection comes with the beauty editor territory. While using a dedicated SPF is always going to be the gold standard, I can’t help but emphasize that incorporating one of the best SPF moisturizers into your morning routine is only going to up the ante on your protection. While you likely won’t use enough product to get the full SPF protection (reminder: you need to apply roughly three fingers-worth of SPF to your face), a sunscreen-infused lotion or cream is like the icing on the cake of a solid sun care regimen. 

“Moisturizers with SPF are a great option because at the end of the day, they do contain a level of SPF protection,” explains board-certified dermatologist Dr. Doris Day. “I recommend layering on your regular sunscreen with your SPF moisturizer. It’s really the best and only way to maximize the level of SPF in your products.” 

If you were to ~exclusively~ use an SPF-packed moisturizer, just be aware that you would need to use a lot of product on the daily to get the prescribed dose of protection. A pea-size drop isn’t going to cut it. “You’re only going to get a fraction of the SPF level. I liken it to taking a piece of fabric and stretching it thin to get full coverage,” adds Dr. Day. 

So grab your favorite SPF (be it a powder sunscreen, spray sunscreen, or mineral sunscreen) and scroll ahead. Because I’ve taken the liberty of rounding up the best spf moisturizers to pair with your go-to product. From luxe creams that deliver anti-aging benefits to tinted formulas that have an extra layer of blue light protection, these sunscreen-packed moisturizers are the best skincare has to offer.

The Best SPF-Packed Moisturizers 

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Samantha Holender
Beauty Editor

Samantha Holender is the Beauty Editor at Marie Claire, where she reports on the best new launches, dives into the science behind skincare, and keeps up with the latest trends in the beauty space. She has previously written for Us Weekly, Popsugar,,, and Philadelphia Wedding. Follow her on Instagram @samholender.