We Used Every Last Drop Of These 13 SPF-Packed Face Moisturizers

It’s all about the layering.

A collage of Marie Claire's best face moisturizers with SPF including Sun Bum, NARS, Elemis, ReVive, and Supergoop! products against a yellow background.
(Image credit: Brittany Holloway-Brown/Future)

I have waxed poetic about the best sunscreen products time and again—I suppose an undying love for UVA and UVB protection comes with the beauty editor territory.

While sunscreen is always the gold standard for sun protection, I can’t help but emphasize that incorporating one of the best face moisturizers with SPF into your morning routine is only going to up the ante. Although you likely won’t use enough product to get a full dose of protection (reminder: you need to apply roughly two fingers-worth of SPF to your face), a sunscreen-infused lotion or cream is the icing on the cake of a solid sun protection regimen.

“Moisturizers with SPF are a great option because at the end of the day, they do contain a level of SPF protection,” explains board-certified dermatologist Dr. Doris Day. “I recommend layering on your regular sunscreen with your SPF moisturizer. It’s really the best and only way to maximize the level of SPF in your products.”

If you were to ~exclusively~ use an SPF-packed moisturizer, just be aware that you would need to use a lot of product on the daily to get the prescribed dose of protection. A pea-size drop isn’t going to cut it. “I liken it to taking a piece of fabric and stretching it thin to get full coverage,” adds Dr. Day, who says you’re only going to get a fraction of the SPF level. It's the same case for any multitasking makeup with SPF.

With that being said, grab your favorite SPF (be it a powder sunscreen, spray sunscreen, or mineral sunscreen) and keep scrolling; we've taken the liberty of rounding up the best face moisturizers with SPF to pair with your go-to sun protection product. From luxe creams that deliver anti-aging benefits to tinted formulas that have an extra layer of blue light protection, these sunscreen-packed moisturizers are the best the skincare world has to offer.

The Best Face Moisturizers With SPF

A bottle of Josh Rosebrook Nutrient Day Cream sitting on the beach.

Freelance beauty writer Sophia Vilensky first tested Josh Rosebrook Nutrient Day Cream in the Florida sunshine—with another layer of more serious SPF, of course.

(Image credit: Sophia Vilensky)

A tube of saie tinted moisturizer on a wooden surface.

A tube of Saie Slip Tint.

(Image credit: Sophia Vilensky)

Sophia Vilensky posing with a tube of Slip Tint.

Freelance beauty writer Sophia Vilensky with her beloved (fourth or fifth?) tube of Slip Tint.

(Image credit: Sophia Vilensky)

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What to Look For in a Face Moisturizer With SPF

  • SPF Level

While you're (ideally) going to be pairing your SPF moisturizer with a regular facial sunscreen, you still want your moisturizer to boast proper sun protection. Dr. Castilla says to look for products with SPF 30 or above.

"I tend to recommend moisturizer with SPF as a great daily form of sun protection throughout the year," adds Dr. Nicole Lee, M.D. MPH FAAD, a board-certified dermatologist who owns Epoch Dermatology. "However, when truly outdoors at the beach or playing tennis or at a BBQ, I do recommend proper sunscreen as they tend to stay on better when more active and expecting to profusely sweat. During those moments some of my favorites are La Roche-Posay Melt In Milk SPF 100 and EltaMD UV Sheer.

  • Skin Type

Like many beauty products that go on your face, the right moisturizer with SPF for you is largely dependent on your skin type. Dr. Castilla recommends you look for fragrance-free products if your skin is sensitive, oil-free products if you have acne-prone skin, and products with a water/gel texture for oily skin.

If going for a physical SPF, you can also test the moisturizer on the back of your hand to make sure it doesn't leave a white cast—an absolute must if you have a darker skin tone.

  • Hydrating Ingredients

"Good moisturizing ingredients should be included: ceramides to support the skin barrier, hyaluronic acid to draw in moisture, and niacinamide for acne-prone skin or those with redness," says Dr. Castilla.

She also notes that lotion-like formulas work best in summer while cream-based, thicker selections are great in the the colder months.

How to Ensure Proper SPF Coverage

Remember: Layering your moisturizer with another more serious SPF is the best way to ensure proper coverage. But that doesn't mean you should skimp on application.

"The SPF factor is determined by applying a certain concentration of the product on the skin," explains Dr. Castilla. "A good method is applying two finger lengths of cream onto your face. Be aware it is not waterproof or sweat-proof, so remember to use a different waterproof-specific sunscreen if going to the beach or sweating."

And always, always reapply throughout the day.

What Is a Face Moisturizer With SPF?

For all intents and purposes, a face moisturizer with SPF is exactly what it sounds like: a skincare product that boasts both the hydrating properties of a moisturizer and the UV protection of an SPF. Face moisturizers with SPF were created to simplify your skincare routine; if you apply enough for proper coverage, they're a one-step wonder.

How Is Moisturizer With SPF Different From Regular Sunscreen?

A face moisturizer with SPF is different from a regular sunscreen because of its formulation focus on hydrating ingredients such as hyaluronic acid, glycerin, and ceramides. They're also generally lighter and made for daily use, while a regular ol' SPF is best for when you know you're going to be basking in the sun's rays (they contain higher concentrations of UV-blocking ingredients to keep you better protected).

Meet the Experts

A female doctor wearing a white lab coat.
Dr. Doris Day

Dr. Day is a clinical associate professor of dermatology at the New York University Langone Medical Center. Her success in this role has been recognized with the award for Dedication and Excellence in the Teaching of Dermatology. This honor, along with her continued affiliation with Lenox Hill Hospital in New York City, demonstrates that Dr. Day is dedicated to lifelong learning. She shares her knowledge by regularly lecturing nationally and internationally, both to her peers and to the public on the latest in aesthetic dermatology techniques. Her patients consistently experience the benefit of her commitment to maintaining both her academic and media influence.

A woman with brown hair wearing medical scrubs, Dr. Carmen Castilla, crosses her arms and smiles in a headshot.
Dr. Carmen Castilla

Carmen Castilla, M.D. is a Manhattan-based, board-certified dermatologist specializing in personalized treatment plans in both cosmetic and medical dermatology. Dr. Castilla graduated cumme laude from New York University, and then completed medical school at the University of New Jersey Medical School, where she was a member of the highest honor society, Alpha Omega Alpha.

As voluntary faculty at Mount Sinai Hospital, Dr. Castilla remains committed to advancing the field of dermatology through the use of advanced technology and current techniques that enhance treatment outcomes. She has published numerous papers and textbook chapters, and is nationally recognized.

A woman, Dr. Nicole Lee, raises her hand mid-conversation.
Dr. Nicole Y Lee

Dr. Nicole Y Lee is a board-certified dermatologist with advanced fellowship training in cosmetic and procedural dermatology.  She completed her undergraduate at Georgetown University and then pursued her Doctorate in Medicine at the University of North Carolina in Chapel Hill, where she also obtained a Master of Public Health degree.  Upon completing her medical education, Dr. Lee returned to Georgetown University for her internship in internal medicine, followed by her dermatology residency at the University of Alabama in Birmingham where she served as chief resident in her final year.

Sophia Vilensky
Freelance Writer

Sophia Vilensky is a Freelance Beauty Writer at Marie Claire with a beauty, wellness, and entertainment journalism portfolio that includes contributions to Byrdie, Bravo, Teen Vogue, and Us Weekly. Growing up in a family of beauticians—and through her own personal studies—she developed an in-depth understanding of aesthetics, cosmetic product formulation, and beauty treatment development and has also held roles as a senior copywriter, content strategist, and proofreader for top beauty and wellness brands. Even so, you'd be hard pressed to find her with her hair and makeup actually done. Sophia is based in Minneapolis and is a 2019 graduate of the University of Minnesota, where she majored in English and minored in cinema studies. During her time at the university, she was the Arts & Entertainment Editor for the Minnesota Daily, earning the 2019 Editor of the Year award for her work. She connected deeply with the Twin Cities arts scene, collaborating with leading beauty professionals, designers, and artists. Graduating Summa Cum Laude, her thesis—a close-reading of Vanderpump Rules—was featured on NPR. When not immersed in writing or testing new products, Sophia enjoys watching reality TV, reading, and exploring the newest woo-woo wellness trends. Keep up with her on Instagram @sophiavilensky.