I'm on a limited budget at this time and am looking for a stylish and versatile shoe that is suitable for winter and spring as well as with skirts and pants.

Opt for a flat. The leather ballet flat is a great look that is available at all price points. Get it in a neutral color like black, gray, camel or taupe so you'll be able to wear it with as many looks as possible. It's the chic solution if you can only afford to buy one new pair of shoes; it will work with skirts or pants, and depending upon what other accessories you add, it can easily go from day to evening.

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