Budgets—a curse or just a challenge? We're firm believers in the latter, which is why we tasked ourselves to find the chicest, most wait-is-that-designer? steals for you to bestow unto the lovely ladies in your life. Spread the wealth, because at these prices you certainly can afford to.

Boho Dress

A billowy silhouette and a dark, floral print are a killer combination for fall.

Zara Floral Print Dress, $69.90;

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Sleek Bracelet

When it comes to choosing an everyday accessory for someone, you can't go wrong with a streamlined silver bangle with pendant detail.

Pandora Sterling Silver Bangle Bracelet, $65;

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Peasant Top

A black blouse is as versatile as it comes, but retro fringe accents make it fit for a standout lady.

H&M Chiffon Blouse, $49.99;

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Asymmetrical Sweater

It's fall and we're all living in sweaters—put some thought into the details. This modern, asymmetrical hem will be totally unexpected.

Madewell Feature Pullover Sweater, $79.50;

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Leopard Belt

Leopard is a neutral and the easiest way to give the gift of print is with a skinny, waist-cinching belt.

J. Crew Calf Hair Belt, $78;

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Minimalist Shift Dress

A little holiday season bloat is no match for this decidedly polished shift dress.

Mango Minimal Dress, $79.99;

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Turtleneck Sweater

The classic turtleneck gets a fresh new update—but don't worry, it'll be just as cozy when they slip it on.

& Other Stories Cutout Turtleneck Sweater, $85;

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Tortoiseshell Sunglasses

A perfect goes-with-everything alternative to aviators, these reflectors are total standouts.

Le Specs Hey Macarena Round-Frame Acetate Sunglasses, $60;

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Black Cap

There's no such thing as a bad hair day when you've got one of these vintage-inspired bad boys to throw on at a moment's notice—turn 'em into a hat person.

Reiss Figaro Felt Cap, $95;

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Slim Midi Dress

A sophisticated jewel-toned midi dress will become a dressier staple in their rotation.

Topshop Slinky Knot Front Dress, $52;

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Graphic iPhone Case

Cracked screens are never a good lewk, so keep their phone safe in style with this work of art.

Jordan Carlyle Indulgence iPhone 6 / 6S Case, $35;

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Tassel Loafers

Trade in their worn-down ballet flats for borrowed-from-the-boys loafers like these.

River Island Black Patent Chunky Loafers, $56.00;

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Neck Scarf

Allow them to make like Kate Moss and top off their leather jacket with an animal print neckercheif.

Henri Bendel Python Skinny Scarf, $78;

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T-Strap Pumps

These T-strap pumps will make make their legs go on for days in tights.

Nine West Lavish T-Strap Pumps, $79.99;

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Roomy Carry-All

Word-to-the-wise: If they're going to risk it all with a white handbag, don't spend a month's rent on it.

Forever 21 Faux Leather Satchel, $24.90;

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